Banking Technology · AI · Enterprise IT
Banking Technology

Banking Technology —
Built for the Institutions That Matter.

Core banking modernisation, payment infrastructure, regulatory compliance, and AI-powered banking solutions — engineered for financial institutions that demand precision, security, and scale.

Who We Serve

Built for India's Banking Ecosystem

From regional banks to global NBFCs and fintech companies building the next generation of financial products

Cooperative Banks

District and urban cooperative banks needing IT support, core banking integration, and digital banking capabilities.

NBFCs & MFIs

Non-banking finance companies and microfinance institutions building loan management, collections, and KYC systems.

Fintech Startups

Early-stage and growth-stage fintech companies building payment, lending, or insurance products on top of banking APIs.

Solutions

Banking Technology Services

Practical, India-compliant solutions for the challenges banks and NBFCs face today

Core Banking Integration & Support

Implementation support, customisation, and ongoing maintenance for core banking platforms commonly used by Indian banks and NBFCs.

  • Finacle, BaNCS, Temenos T24 integration
  • API layer development for third-party connectivity
  • Data migration and system upgrades
  • L2/L3 production support and monitoring

Payment Systems — UPI, IMPS & NEFT

Implementation and integration of real-time payment systems compliant with NPCI and RBI guidelines for Indian banks and payment aggregators.

  • UPI switch integration and testing
  • IMPS / NEFT / RTGS connectivity
  • Payment reconciliation automation
  • NPCI compliance and certification support

RBI Compliance & RegTech

Technology solutions to meet RBI, SEBI, and IRDAI regulatory requirements — reducing manual compliance effort and audit risk.

  • KYC / eKYC automation (Aadhaar OTP, CKYC)
  • AML transaction monitoring systems
  • Regulatory reporting automation (RBI returns)
  • FEMA and PMLA compliance workflows

Banking API Development & Integration

Custom API development to connect banking systems with fintech partners, aggregators, and third-party applications securely and reliably.

  • REST / SOAP banking API development
  • Account aggregator (AA) framework integration
  • OCEN (Open Credit Enablement Network) APIs
  • Partner and distributor API portals

AI & Automation for Banking

Intelligent automation solutions for banking operations — reducing manual processing time, error rates, and operational cost.

  • Loan application processing automation
  • Document verification and extraction (OCR + AI)
  • Fraud rule engine development
  • Customer service chatbot for banking queries

Digital Banking Products

End-to-end development of mobile banking apps, internet banking portals, and digital onboarding journeys for banks and NBFCs.

  • Mobile banking app (iOS + Android)
  • Digital account opening and eKYC
  • Internet banking portal development
  • Digital loan origination systems
Regulatory Knowledge

Deep Understanding of Indian Banking Regulations

Our team understands the specific compliance requirements that Indian banks and NBFCs must navigate

RBI Guidelines

Master circulars, IT framework, cyber security guidelines

KYC / AML

PMLA, FATF, CKYC registry, eKYC compliance

NPCI / UPI

UPI circulars, IMPS guidelines, NACH integration

Data Protection

DPDP Act, RBI data localisation, IT Act compliance

Why Viantha

A Reliable Banking Technology Partner

Domain-First Expertise

Deep expertise in banking regulations, payment systems, and financial compliance across Asia, UK, and global markets.

Fast Engagement

Small team, direct access to decision-makers. No layers of account managers. Talk directly to the people doing the work.

Honest Scoping

We quote for what you need — not inflated estimates. Fixed-price or T&M, clearly defined before we start.

Post-Delivery Support

We don't disappear after go-live. Monthly retainer support available for all banking systems we deliver.

Discuss Your Banking Technology Requirement

Whether you need a full system build, API integration, or compliance support — talk to our banking tech team.